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机动车碰撞后的事故赔偿机动车碰撞后的事故赔偿Accident benefits after a motor vehicle collisionChineseSimplifiedNAChild (0-12 years);Teen (13-18 years)NANANAAdult (19+) CaregiversNA2007-09-10T04:00:00ZDorothy McDowall, RN, BScN, CNN(C);Lynne Harford, MSW, RSWFlat ContentHealth A-Z<p>事故赔偿可帮助人们车祸后住院和康复的费用。了解如何申请保险索赔。<br></p>
Accident benefits after a motor vehicle collisionAAccident benefits after a motor vehicle collisionAccident benefits after a motor vehicle collisionEnglishNAChild (0-12 years);Teen (13-18 years)NANANon-drug treatmentCaregivers Adult (19+)NA2007-09-10T04:00:00ZDorothy McDowall, RN, BScN, CNN(C);Lynne Harford, MSW, RSW9.0000000000000055.0000000000000634.000000000000Health (A-Z) - ProcedureHealth A-Z<p>Accident benefits are available to help people with the cost of hospitalization and rehabilitation after a crash. Find out how to make an insurance claim. </p><p>This page is about getting insurance benefits after a car crash in Ontario. This process is different from province to province and from state to state. The information here outlines the major issues and processes involved. </p><h2>Key points</h2> <ul> <li>In the province of Ontario anyone who has been injured in a motor vehicle crash can claim for accident benefits.</li> <li>If you want to make an insurance claim after a car accident you need to call the insurance company within seven days of the crash. The sooner you call, the better.</li> <li>Most hospitals have someone such as a social worker who can help you fill out the forms and get the right certificates you will need.</li> </ul><h2>Making an insurance claim</h2> <p>Within seven days of the crash, you must call the vehicle insurer to tell them that you want to apply for accident benefits. The sooner you call, the better. Your child may need special services or equipment when they leave the hospital. If you call the insurer early, it will make the transition smoother. </p> <p>If you do not call the insurer within seven days, you may not get your benefits right away.</p> <h2>Getting help at the hospital</h2> <p>Most hospitals employ a social worker who is trained to help with insurance matters for patients injured in a car crash. Ask hospital staff who this person is. See about getting their help filling out the forms and certificates that you will need to make a claim. </p> <h2>Calling the insurers</h2> <p>Call the first insurer on the list below that applies to you:</p> <ul> <li>the insurer of the child's parent/guardian's vehicle </li> <li>the insurer of the vehicle in which the injured child was an occupant </li> <li>the insurer of the at-fault driver or owner </li> <li>the insurer of any other vehicle involved in the accident </li> <li>the Motor Vehicle Accident Claims Fund: in Canada, call 1-800-268-7188 </li> </ul> <p>When you call the insurer, tell them that you want to start an accident benefits claim on behalf of your child and/or any other injured person in your family. </p> <p>The insurer will ask you for some basic information, including the following:</p> <ul> <li>name and age of the injured child </li> <li>injuries to your child </li> <li>your insurance policy number and vehicle information </li> <li>basic details about the crash </li> </ul> <h2>After you have spoken with the insurer</h2> <p>Once you have talked with the insurer, they will send you an application for accident benefits. An adjuster will be assigned to your file. The adjuster will call you with a claim number and will be your main contact at the insurance company. </p> <p>Within 30 days of getting an application for accident benefits, you must send the completed application to the accident benefit insurer. If the form is not filled out and sent in, you will not get any money. </p> <p>The application for accident benefits will include a disability certificate. Wherever possible, a completed disability certificate should be given to the insurer right away. </p> <h2>Getting a lawyer</h2> <p>Because insurance can be hard to understand, some families may want to ask a lawyer to help them decide what to do. A lawyer who knows personal injury laws involving children is the best person to help you with your accident benefits claim. Most lawyers will talk with you, free of charge, the first time you call. </p> <h2>For your reference</h2> <p>Date of accident</p> <p>Insurance company name: </p> <ul> <li>Telephone number:</li> <li>Policy number: </li> </ul> <p>Accident benefits adjuster name:</p> <ul> <li>Telephone number: </li> <li>Claim number: </li> </ul> <p>Investigating police officer name:</p> <ul> <li>Badge number: </li> <li>Region/Division: </li> <li>Telephone number: </li> </ul> <p>Lawyer name:</p> <ul> <li>Company: </li> <li>Telephone number: </li> </ul> <p>Notes:</p> <p> </p><h2>At SickKids</h2> <p><strong>The Trauma social worker can do the following things:</strong></p> <ul> <li>help you start the claim</li> <li>help you fill out the insurance forms</li> <li>answer any questions you have about accident benefits</li> <li>help you to plan for any other help you may need when you go home</li> </ul> <p><strong>The Trauma patient care coordinator can do the following things:</strong></p> <ul> <li>help plan your child's care while in hospital</li> <li>be a contact person at the hospital after you go home</li> <li>help you with the insurance claim if the social worker is not available</li> </ul>
Assurance individuelle suite à un accident de véhicule automobileAAssurance individuelle suite à un accident de véhicule automobileAccident benefits after a motor vehicle collisionFrenchNAChild (0-12 years);Teen (13-18 years)NANANon-drug treatmentCaregivers Adult (19+)NA2007-09-10T04:00:00ZDorothy McDowall, RN, BScN, CNN(C);Lynne Harford, MSW, RSW9.0000000000000055.0000000000000634.000000000000Health (A-Z) - ProcedureHealth A-Z<p>L’assurance individuelle est disponible dans le but d’aider les gens à payer les frais d’hospitalisation et de réadaptation après un accident.</p><p>Cette page concerne l’obtention d’une indemnité d’assurance suite à un accident de voiture en Ontario. Ce processus est différent d’une province à l’autre et d’un état à l’autre. L’information ci-dessous donne un aperçu des problèmes principaux et des processus concernés.</p><h2>​À retenir</h2><ul><li>En Ontario, toute personne qui a subi une blessure lors d’un accident de la route peut réclamer des indemnités d’accident.</li><li>Si vous souhaitez faire une demande d’indemnité après un accident d’automobile, vous devez communiquer avec la compagnie d’assurance dans les sept jours suivant l’accident. Moins vous tarderez à le faire, mieux ce sera.</li><li>La plupart des hôpitaux disposent d’une personne, par exemple, un travailleur social, pour vous aider à remplir les formulaires et à obtenir les certificats appropriés dont vous aurez besoin.</li></ul><h2>Faire une demande d’indemnisation</h2> <p>Vous devez appeler l’assureur du véhicule dans un délai de sept jours suivant l’accident afin de lui dire que vous désirez faire une demande d’assurance individuelle. Il est préférable d’appeler le plus tôt possible. Votre enfant peut avoir besoin de services ou d’un équipement particuliers lorsqu’il quitte l’hôpital. Si vous appelez l’assureur tôt, la transition se fera en douceur.</p> <p>Si vous n’appelez pas l’assureur dans un délai de sept jours, vous risquez ne pas recevoir vos prestations tout de suite.</p> <h2>Recevoir de l’aide à l’hôpital</h2> <p>La majorité des hôpitaux emploient un travailleur social formé en matière d’assurance pour aider les patients blessés dans un accident de voiture. Demandez au personnel hospitalier de qui il s’agit. Obtenez son aide pour remplir les formulaires et les certificats dont vous aurez besoin pour faire la demande d’indemnisation.</p> <h2>Appeler les assureurs</h2> <p>Appelez le premier assureur de la liste ci-dessous qui s’applique à votre situation :</p> <ul> <li>l’assureur du véhicule du parent ou du tuteur de l’enfant</li> <li>l’assureur du véhicule dans lequel l’enfant a été blessé</li> <li>l’assureur du conducteur ou du propriétaire responsable</li> <li>l’assureur de tout autre véhicule impliqué dans l’accident</li> <li>le Fonds d’indemnisation des victimes d’accidents de véhicules automobiles : au Canada, composez le 1 800 268-7188</li> </ul> <p>Lorsque vous appelez l’assureur, dites-lui que vous voulez faire une réclamation à l’assurance individuelle au nom de votre enfant et de tout autre membre de votre famille qui a été blessé dans l’accident, si nécessaire.</p> <p>L’assureur vous demandera des renseignements de base, y compris :</p> <ul> <li>le nom et l’âge de l’enfant blessé</li> <li>les blessures de votre enfant</li> <li>votre numéro de police d’assurance et les informations relatives au véhicule</li> <li>les renseignements de base à propos de l’accident</li> </ul> <h2>Après avoir parlé à l’assureur</h2> <p>Une fois que vous aurez discuté avec l'assureur, il vous enverra un formulaire de demande d’assurance individuelle. Un expert en assurances se verra confier votre dossier. Ce dernier vous appellera pour vous donner le numéro de la demande et sera votre personne-ressource principale à la compagnie d’assurances.</p> <p>Vous devez retourner le formulaire de demande d’assurance individuelle dûment rempli à l’assureur de l’assurance individuelle dans un délai de 30 jours suivant la réception. Si le formulaire n’est pas rempli et envoyé, vous ne recevrez pas d’argent. </p> <p>Le certificat d’invalidité sera compris dans le formulaire de demande d’assurance individuelle. Si possible, il faut remettre immédiatement un certificat d’invalidité dûment rempli à l’assureur.</p> <h2>Faire appel à un avocat</h2> <p>Puisque les assurances peuvent être difficiles à comprendre, certaines familles peuvent vouloir demander à un avocat de les aider dans leur prise de décision. Un avocat qui connaît les lois relatives aux lésions corporelles impliquant des enfants est la meilleure personne pour vous aider avec votre réclamation à l’assurance individuelle. La majorité des avocats vont vous parler, sans frais, à votre premier appel. </p> <h2>À titre d’information</h2> <p>Date de l’accident :</p> <p>Nom de la compagnie d’assurance : </p> <ul> <li>Numéro de téléphone :</li> <li>Numéro de police :</li> </ul> <p>Nom de l’expert en assurances de l’assurance individuelle :</p> <ul> <li>Numéro de téléphone :</li> <li>Numéro de la demande :</li> </ul> <p>Nom de l’enquêteur :</p> <ul> <li>Numéro d’insigne :</li> <li>Région/division :</li> <li>Numéro de téléphone : </li> </ul> <p>Nom de l’avocat :</p> <ul> <li>Compagnie :</li> <li>Numéro de téléphone :</li> </ul> <p>Notes:</p> <p> </p><h2>Chez SickKids :</h2> <p><strong>Le travailleur social spécialisé en traumatologie peut accomplir les tâches suivantes :</strong></p> <ul> <li>vous aider à entamer la demande d’indemnisation</li> <li>vous aider à remplir les formulaires de réclamation</li> <li>répondre à toutes vos questions à propos de l’assurance individuelle</li> <li>vous aider à planifier le soutien dont vous aurez peut-être besoin à la maison</li> </ul> <p><strong>Le coordonnateur de soins aux malades en traumatologie peut accomplir les tâches suivantes :</strong></p> <ul> <li>vous aider à planifier les soins de votre enfant pendant qu’il est à l’hôpital</li> <li>agir à titre de personne-ressource à l’hôpital lorsque vous retournez à la maison</li> <li>vous aider avec la demande d’indemnisation si le travailleur social n’est pas disponible</li> </ul>

 

 

Accident benefits after a motor vehicle collision1266.00000000000Accident benefits after a motor vehicle collisionAccident benefits after a motor vehicle collisionAEnglishNAChild (0-12 years);Teen (13-18 years)NANANon-drug treatmentCaregivers Adult (19+)NA2007-09-10T04:00:00ZDorothy McDowall, RN, BScN, CNN(C);Lynne Harford, MSW, RSW9.0000000000000055.0000000000000634.000000000000Health (A-Z) - ProcedureHealth A-Z<p>Accident benefits are available to help people with the cost of hospitalization and rehabilitation after a crash. Find out how to make an insurance claim. </p><p>This page is about getting insurance benefits after a car crash in Ontario. This process is different from province to province and from state to state. The information here outlines the major issues and processes involved. </p><h2>What are accident benefits?</h2> <p>Anyone who has been injured in a motor vehicle crash can claim for accident benefits. Accident benefits are available even if the crash is your fault. An accident benefits claim does not affect your insurance rates. </p> <p>Accident benefits are in place to cover many costs that may come up as a result of the crash. Help may include some or all of the following: </p> <ul> <li>medical and rehabilitation expenses such as equipment, treatment or therapy</li> <li>attendant care, for example, the extra care given by you or others to care for your injured child</li> <li>income replacement benefits</li> <li>visitation expenses, such as parking, meals and a place to sleep</li> <li>lost education expenses </li> <li>housekeeping expenses </li> <li>damage to clothing expenses </li> </ul> <h3>Keep all receipts related to treatment</h3> <p>Accident benefits may not be able to cover lost pay at work. Instead, accident benefits can help with other costs. Collect all receipts to help you keep track of these other costs. You can use the receipts to prove to the insurance company what accident-related expenses you have paid. </p> <p>You will probably have a lot of questions. They can best be answered by talking to your insurance adjuster.</p><h2>Key points</h2> <ul> <li>In the province of Ontario anyone who has been injured in a motor vehicle crash can claim for accident benefits.</li> <li>If you want to make an insurance claim after a car accident you need to call the insurance company within seven days of the crash. The sooner you call, the better.</li> <li>Most hospitals have someone such as a social worker who can help you fill out the forms and get the right certificates you will need.</li> </ul><h2>Making an insurance claim</h2> <p>Within seven days of the crash, you must call the vehicle insurer to tell them that you want to apply for accident benefits. The sooner you call, the better. Your child may need special services or equipment when they leave the hospital. If you call the insurer early, it will make the transition smoother. </p> <p>If you do not call the insurer within seven days, you may not get your benefits right away.</p> <h2>Getting help at the hospital</h2> <p>Most hospitals employ a social worker who is trained to help with insurance matters for patients injured in a car crash. Ask hospital staff who this person is. See about getting their help filling out the forms and certificates that you will need to make a claim. </p> <h2>Calling the insurers</h2> <p>Call the first insurer on the list below that applies to you:</p> <ul> <li>the insurer of the child's parent/guardian's vehicle </li> <li>the insurer of the vehicle in which the injured child was an occupant </li> <li>the insurer of the at-fault driver or owner </li> <li>the insurer of any other vehicle involved in the accident </li> <li>the Motor Vehicle Accident Claims Fund: in Canada, call 1-800-268-7188 </li> </ul> <p>When you call the insurer, tell them that you want to start an accident benefits claim on behalf of your child and/or any other injured person in your family. </p> <p>The insurer will ask you for some basic information, including the following:</p> <ul> <li>name and age of the injured child </li> <li>injuries to your child </li> <li>your insurance policy number and vehicle information </li> <li>basic details about the crash </li> </ul> <h2>After you have spoken with the insurer</h2> <p>Once you have talked with the insurer, they will send you an application for accident benefits. An adjuster will be assigned to your file. The adjuster will call you with a claim number and will be your main contact at the insurance company. </p> <p>Within 30 days of getting an application for accident benefits, you must send the completed application to the accident benefit insurer. If the form is not filled out and sent in, you will not get any money. </p> <p>The application for accident benefits will include a disability certificate. Wherever possible, a completed disability certificate should be given to the insurer right away. </p> <h2>Getting a lawyer</h2> <p>Because insurance can be hard to understand, some families may want to ask a lawyer to help them decide what to do. A lawyer who knows personal injury laws involving children is the best person to help you with your accident benefits claim. Most lawyers will talk with you, free of charge, the first time you call. </p> <h2>For your reference</h2> <p>Date of accident</p> <p>Insurance company name: </p> <ul> <li>Telephone number:</li> <li>Policy number: </li> </ul> <p>Accident benefits adjuster name:</p> <ul> <li>Telephone number: </li> <li>Claim number: </li> </ul> <p>Investigating police officer name:</p> <ul> <li>Badge number: </li> <li>Region/Division: </li> <li>Telephone number: </li> </ul> <p>Lawyer name:</p> <ul> <li>Company: </li> <li>Telephone number: </li> </ul> <p>Notes:</p> <p> </p><h2>At SickKids</h2> <p><strong>The Trauma social worker can do the following things:</strong></p> <ul> <li>help you start the claim</li> <li>help you fill out the insurance forms</li> <li>answer any questions you have about accident benefits</li> <li>help you to plan for any other help you may need when you go home</li> </ul> <p><strong>The Trauma patient care coordinator can do the following things:</strong></p> <ul> <li>help plan your child's care while in hospital</li> <li>be a contact person at the hospital after you go home</li> <li>help you with the insurance claim if the social worker is not available</li> </ul>https://assets.aboutkidshealth.ca/AKHAssets/accident_benefits_after_motor_vehicle_collision.jpgAccident benefits after a motor vehicle collision

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