Transplant: Impact on family financesTTransplant: Impact on family financesTransplant: Impact on family financesEnglishOtherTeen (13-18 years)NANAProceduresCaregivers Adult (19+)NA2016-11-07T05:00:00ZMoira Korus, RN9.0000000000000064.0000000000000515.000000000000Flat ContentHealth A-Z<p>Learn what you can do to try and minimize the impact of your child's chronic health issues on your family finances.</p><p>Chronic health problems can be expensive, even if some costs are covered by government health insurance programs. As a parent, you still have to cover many expenses, including:</p><ul><li>the cost of medicines that are not covered by drug plans</li><li>deductibles for the drug plan</li><li>public transit fares or gas and parking costs for hospital visits</li><li>meals during clinic appointments</li><li>accommodation near the hospital</li></ul> <p>Many other expenses are not obvious but are very real. They include “hidden costs” such as:</p><ul><li>lost earnings from taking unpaid time off work to care for a sick child or take them to medical appointments</li><li>job promotions (and pay raises) that must be turned down because they require longer hours or frequent trips out of town</li><li>difficulty finding a job in the area in which you are qualified because the employer cannot let you take time off work whenever you need it.</li></ul><h2>Key points</h2> <ul> <li>A child's long-term illness and treatment creates can have a major impact on a family's finances.</li> <li>Obvious expenses include treatment and related costs such as transport and accommodation. Less obvious expenses are 'hidden costs' such as lost earnings from taking unpaid time off or rejection of promotions.</li> <li>To help manage expenses, store all receipts for when you file your taxes and ask the transplant team's social worker about any government funding programs.</li> </ul>
La transplantation: incidences pécuniairesLLa transplantation: incidences pécuniairesTransplant: Impact on family financesFrenchOtherTeen (13-18 years)NANAProceduresCaregivers Adult (19+)NA2016-11-07T05:00:00ZMoira Korus, RN9.0000000000000064.0000000000000515.000000000000Flat ContentHealth A-Z<p>Apprenez-en davantage sur ce que vous pouvez faire pour minimiser l’incidence des problèmes de santé chroniques de votre enfant sur vos finances familiales.</p><p>Le traitement des maladies chroniques est coûteux. Malgré les programmes d’assurance-santé provinciaux, les parents ont de nombreuses dépenses:</p><ul><li>médicaments non couverts par les régimes d’assurance-médicaments,</li><li>franchises des régimes d’assurance-médicaments,</li><li>transport en commun ou essence et stationnement pour aller à l’hôpital,</li><li>repas pendant les rendez-vous à la clinique,</li><li>hébergement à proximité de l’hôpital.</li></ul><p>Les parents ont aussi à assumer de nombreux autres coûts qui, bien qu’ils soient « cachés » entrent en ligne de compte, dont les suivants:</p><ul><li>manque à gagner dû aux congés non rémunérés nécessaires pour prendre soin de leur enfant malade ou l’amener à ses rendez-vous de nature médicale,</li> <li>refus d’une promotion à un poste supérieur (donnant droit à un salaire plus élevé) en raison des heures de travail plus nombreuses et des déplacements fréquents à l’extérieur de la ville qui y sont associés,</li><li>impossibilité d’obtenir un emploi dans un domaine pour lequel le parent en question possède les compétences puisque l’employeur refuse de lui accorder les congés dont il a besoin.</li></ul><h2>À retenir<br></h2><ul><li>La maladie et les traitements de longue durée de votre enfant peuvent avoir une incidence importante sur les finances familiales.</li><li>Parmi les dépenses évidentes, il y a le coût des traitements et des coûts connexes comme le transport et l’hébergement. Comme dépenses moins évidentes, on trouve les « coûts cachés » comme la perte de revenus liée aux congés sans solde ou au refus de promotions.</li><li>Pour vous aider à gérer vos dépenses, conservez tous vos reçus aux fins d’impôt et informez-vous auprès du travailleur social de l’équipe de greffe des programmes de financement gouvernementaux.</li></ul>

 

 

Transplant: Impact on family finances2429.00000000000Transplant: Impact on family financesTransplant: Impact on family financesTEnglishOtherTeen (13-18 years)NANAProceduresCaregivers Adult (19+)NA2016-11-07T05:00:00ZMoira Korus, RN9.0000000000000064.0000000000000515.000000000000Flat ContentHealth A-Z<p>Learn what you can do to try and minimize the impact of your child's chronic health issues on your family finances.</p><p>Chronic health problems can be expensive, even if some costs are covered by government health insurance programs. As a parent, you still have to cover many expenses, including:</p><ul><li>the cost of medicines that are not covered by drug plans</li><li>deductibles for the drug plan</li><li>public transit fares or gas and parking costs for hospital visits</li><li>meals during clinic appointments</li><li>accommodation near the hospital</li></ul> <p>Many other expenses are not obvious but are very real. They include “hidden costs” such as:</p><ul><li>lost earnings from taking unpaid time off work to care for a sick child or take them to medical appointments</li><li>job promotions (and pay raises) that must be turned down because they require longer hours or frequent trips out of town</li><li>difficulty finding a job in the area in which you are qualified because the employer cannot let you take time off work whenever you need it.</li></ul><h2>Key points</h2> <ul> <li>A child's long-term illness and treatment creates can have a major impact on a family's finances.</li> <li>Obvious expenses include treatment and related costs such as transport and accommodation. Less obvious expenses are 'hidden costs' such as lost earnings from taking unpaid time off or rejection of promotions.</li> <li>To help manage expenses, store all receipts for when you file your taxes and ask the transplant team's social worker about any government funding programs.</li> </ul><h2>How you can respond</h2> <p>Here are some suggestions for dealing with some of the financial burdens.</p> <ul> <li>Keep every receipt and store them in one place for when you file your taxes. It is easier to throw things out after you have talked to the person who helps you with your taxes than to try to find small slips of paper all around your house or apartment when it is tax time.</li> <li>Speak with your child’s social worker for other ideas on how to minimize the financial effect of a transplant on your family. Social workers are aware of funding through various programs and could help you figure out if you qualify.</li> </ul> <h3>Ideas from other parents</h3> <p>Bring your own lunches to the hospital when you’re going frequently. One parent said:</p> <div class="callOut"><p>“We buy a cold drink each time, but we only actually buy lunch when we don’t have to go very often because the cost of meals out really adds up.”</p></div> <p>Negotiate working hours with your employer. One parent said:</p> <div class="callOut"><p>“I am lucky my employer lets me work a few extra hours each week when my daughter is doing well. I get to bank these hours so that I still get paid when I need time off.”</p></div> <p>Co-ordinate medical appointments if more than one child is sick. As one parent said:</p> <div class="callOut"><p>“We have two children with health issues, and we try to co-ordinate their medical appointments as much as possible so it means less time off work and fewer trips to the hospital.”</p></div> <h2>Further information</h2> <p>For more information on the impact of an organ transplant, please see the following pages.</p> <p><a href="/Article?contentid=2432&language=English">Impact of a transplant on your child</a></p> <p><a href="/Article?contentid=2431&language=English">Impact of a transplant on siblings</a></p> <p><a href="/Article?contentid=2430&language=English">Impact of a transplant on parents and caregivers</a></p> <p><a href="/Article?contentid=2427&language=English">Getting support from your network</a></p>https://assets.aboutkidshealth.ca/AKHAssets/transplant_impact_on_family_finances.jpgTransplant: Impact on family finances

Thank you to our sponsors

AboutKidsHealth is proud to partner with the following sponsors as they support our mission to improve the health and wellbeing of children in Canada and around the world by making accessible health care information available via the internet.